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If I was 25 again I would... pay more attention to my super

Updated: Jul 4, 2023

Superannuation isn’t often associated with the concerns of the younger working generations today. It can easily be pushed aside for us to ‘worry about when we’re older’, however the choices and decisions you make now will make a big impact on your super later in life and how you can use it.

If you are thinking about taking control of your superannuation, perhaps something you might do is to consolidate all your super into one account to avoid paying multiple sets of fees. Check to see if you are paying for insurance that you might not need at the moment and see if it offered the best deal on income protection insurance.

Importantly, make it a goal to seek professional guidance to review your investment mix and whether it is appropriate for your long-term savings goals. Our advisers at Aspiram Financial Planning can give you a simple break down of your investment and help you see if your investment plan is suitable for you and your financial needs.

Despite all the other things you may want to do with your life before retiring, as the years go by, make sure to keep a close eye on your contributions to ensure your employer is paying you what they should. By being vigilant, you can watch your balance grow to a big enough nest egg to give you financial independence by the time you eventually retire – if you ever want to!


Not sure where to start? Aspiram Financial Planning is ready to take the journey with you, no matter what stage you are at in your superannuation. Our licensed advisers can help you throughout the whole process and can assist you in managing your superannuation through regular reviews to keep you moving towards achieving your financial goals. Don’t wait for it to be too late – contact us and book your appointment today!

Aspiram Pty Ltd T/A Aspiram Financial Planning are Authorised Representatives of RI Advice Group Pty Ltd, AFSL 238429 an Australian Financial Services Licensee. Any advice or information in this publication is of a general nature only and has not taken into account your personal objectives, financial situation and needs. Because of that, before acting on the advice, you should consider its appropriateness to you, having regard to your personal objectives, financial situation and needs.



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